Personal identification information
We may collect personal identification information for use in fulfilling User requests, this information includes, but not limited to, when Users visit our site, register on the site, place an order, subscribe to the newsletter, respond to a survey, fill out a form, respond to our marketing on affiliate sites and in connection with other activities, services, features or resources we make available through our marketing effort and on our Site. Users may be asked for, as appropriate, name, email address, mailing address, phone number. Users may, however, visit our Site anonymously. We will collect personal identification information from Users only if they voluntarily submit such information to us. Users can always refuse to supply personally identification information, except that it may prevent them from engaging in certain Site related activities.
Non-personal identification information
We may collect non-personal identification information about Users whenever they interact with our Site. Non-personal identification information may include the browser name, the type of computer and technical information about Users means of connection to our Site, such as the operating system and the Internet service providers utilized and other similar information.
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How we use collected information
LFSI may collect and use Users personal information for the following purposes:
—To improve customer service
Information you provide helps us respond to your customer service requests and support needs more efficiently.
—To personalize user experience
We may use information in the aggregate to understand how our Users as a group use the services and resources provided on our Site.
—To share your information with third parties
We may share or sell information with third parties for marketing or other purposes.
—To run a promotion, contest, survey or other Site feature
To send Users information they agreed to receive about topics we think will be of interest to them.
—To send periodic emails
We may use the email address to send User information and updates pertaining to their order. It may also be used to respond to their inquiries, questions, and/or other requests. If User decides to opt-in to our mailing list, they will receive emails that may include company news, updates, related product or service information, etc. If at any time the User would like to unsubscribe from receiving future emails, we include detailed unsubscribe instructions at the bottom of each email or User may contact us via our Site.
How we protect your information
We adopt appropriate data collection, storage and processing practices and security measures to protect against unauthorized access, alteration, disclosure or destruction of your personal information, username, password, transaction information and data stored on our Site.
Sensitive and private data exchange between the Site and its Users happens over a SSL secured communication channel and is encrypted and protected with digital signatures.
Third party websites
Users may find advertising or other content on our Site that link to the sites and services of our partners, suppliers, advertisers, sponsors, licensors and other third parties. We do not control the content or links that appear on these sites and are not responsible for the practices employed by websites linked to or from our Site. In addition, these sites or services, including their content and links, may be constantly changing. These sites and services may have their own privacy policies and customer service policies. Browsing and interaction on any other website, including websites which have a link to our Site, is subject to that website’s own terms and policies.
LFSI often offers selected offers from our partners as part of its revenue model and the registration process for certain sites, services, and products. These offers are designed to assist users by providing them with valuable information, products, and services from partners who we believe will complement a users interests. LFSI in no way endorses the products or services of these advertisers. When a User elects to receive one of our partner’s offers through our marketing efforts and registration, they are agreeing to receive information from that advertiser. As part of this advertising program, LFSI will provide the advertiser with the required information required to fulfill the Users request. This includes, but is not limited to name, postal address, email address, and phone number.
Subscription requires users to provide us with an e-mail address and other information including name, postal address, and phone number. Users may unsubscribe to any of our electronic newsletters at any time by following the instructions contained at the end of every newsletter. We operate in compliance with CAN-SPAM legislation, and maintain a “Do Not Mail” list of e-mail addresses which will not receive future correspondence from LFSI. Instructions for adding an e-mail address to this “Do Not Mail” list are specified within e-mail correspondence from LFSI.
Advertisers who wish to advertise to LFSI’s members are required to comply with CAN-SPAM legislation, and provide Users with an easy process of removing from future offers, as well as provide a “Do Not Mail” option for members who do not wish to receive any further communication from a specific advertiser. Users agree to receive offers directly from LFSI as well as sponsorship messages from our partners. Users can elect to discontinue receiving third party advertisements from LFSI, while continuing to receive free newsletter content.
LFSI does maintain a postal mailing list that is made available to approved advertisers who are offering products and services to our subscribers. Users agree to receive correspondence by way of postal mail from select advertisers. LFSI does not control the practices of our advertisers. If you have questions about how one of our advertisers uses information about you when you click their ad and go to their content, please contact them directly.
Neither LFSI nor its Information Providers can guarantee the accuracy, completeness, timeliness, or correct sequencing of any of the Information on the Web site, its email communication or in its publications, including, but not limited to Information originated by LFSI licensed by LFSI from Information Providers, or gathered by LFSI from publicly available sources. There may be delays, omissions, or inaccuracies in the Information.
LFSI is not registered as a broker-dealer with the Financial Industry Regulatory Authority (“FINRA”) or as an investment adviser with the U.S. Securities and Exchange Commission (“SEC”) or any state securities authority. Information, reports, emails and partner reports, emails and information is being provided for informational purposes only and should not be considered as personalized trading, investment, legal or tax advice. The information, statements, views and opinions included on “libraryforsmartinvestors.com” site its email communications and publications are based on sources (both internal and external sources) considered to be reliable, but no representation or warranty, express or implied, is made as to their accuracy, completeness or correctness. Such information, statements, views and opinions are expressed as of the date of publication, are subject to change without further notice and do not constitute a solicitation for the purchase or sale of any investment referenced in the material. Past performance is no guarantee of future results. Subscribers should verify all claims and do their own research before investing in any investment that may be referenced on “libraryforsmartinvestors.com” site its email communications and publications. Investing in securities and other investments, such as options and commodities, bullion and futures is speculative and carries a high degree of risk. Inherent in any investment is the potential for loss.
NEITHER LFSI NOR THE INFORMATION PROVIDERS SHALL HAVE ANY LIABILITY, CONTINGENT OR OTHERWISE FOR THE ACCURACY, COMPLETENESS, TIMELINESS, OR CORRECT SEQUENCING OF THE INFORMATION OR FOR ANY DECISION MADE OR ACTION TAKEN BY YOU IN RELIANCE UPON THE INFORMATION OR “LIBRARYFORSMARTINVESTORS.COM” OR ITS EMAIL COMMUNICATION OR PUBLICATION OR FOR INTERRUPTION OF ANY DATA, INFORMATION, OR ANY OTHER ASPECT OF “LIBRARYFORSMARTINVESTORS.COM” OR ITS EMAIL COMMUNICATION OR PUBLICATION. NEITHER LFSI NOR ITS INFORMATION PROVIDERS MAKE ANY REPRESENTATIONS ABOUT THE SUITABILITY OF THE INFORMATION, SOFTWARE, PRODUCTS, OR SERVICES CONTAINED IN “LIBRARYFORSMARTINVESTORS.COM” OR ITS EMAIL COMMUNICATION, ALL SUCH INFORMATION, SOFTWARE, PRODUCTS, AND SERVICES ARE PROVIDED “AS IS” WITHOUT WARRANTY OF ANY KIND.
Compliance with children’s online privacy protection act
Protecting the privacy of the very young is especially important. For that reason, we never collect or maintain information at our Site from those we actually know are under 13, and no part of our website is structured to attract anyone under 13.
Your acceptance of these terms
By using this Site, you signify your acceptance of this policy. If you do not agree to this policy, please do not use our Site. Your continued use of the Site following the posting of changes to this policy will be deemed your acceptance of those changes.